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ATH: 40 years of history and innovation

In the mid-eighties, the ATH Network came to revolutionize and facilitate how Puerto Rico carries out its transactions A Todo Hora.
ATH: 40 años de historia y evolución

Learn about the history of the ATH Network as we proudly celebrate 40 years of the evolution of what began as a connection to become the leading network of the financial ecosystem due to its innovation, accessibility, and security for millions of users in Puerto Rico and which continues in constant expansion to the Latin American market.

  • 1984

    The first automated teller machines (ATMs) arrived to give people access to their money anytime. Today, ATH has a network of 2,500 ATMs throughout Puerto Rico.

  • 1992

    We facilitate payments in over 50,000 businesses by integrating the ATH card with a PIN. ATH provides secure access to your money anytime, becoming the preferred way to pay in Puerto Rico and processing billions of transactions annually.

  • 1997

    The ATH Network is formalized as an interbank network, allowing clients of various banks in Puerto Rico to access their accounts and carry out transactions at ATMs distributed throughout the island.

  • 2014

    With the launch of ATH Móvil, we revolutionized the market by allowing money to be sent instantly. Over 2 million ATH Móvil users carry out around 200 million transactions annually.

  • 2017

    ATH Móvil Business makes it possible to use the application to process payments at thousands of businesses.

  • 2018

    Fundraising for nonprofit organizations is now easier with the new Donations section in ATH Móvil.

  • 2019

    By incorporating the Pay with ATH Móvil button, we facilitate payment to online stores and mobile applications.

  • 2020

    We launched a new way to pay contactless by simply scanning a QR code. Thousands of businesses of all sizes accept ATH Móvil, making it the #1 application in Puerto Rico.

  • 2021

    The ATH family of solutions launches its new identity.

  • 2023

    We added ATH Móvil's Mi QR to streamline the tipping process by allowing customers to scan a QR code directly from the app. Also, we launched AportaconATHMóvil.com, a portal that helps nonprofit organizations promote their causes and receive donations safely and instantly through ATH Móvil.

Today, we celebrate 40 years of innovation with the ATH Network and are committed to constant evolution. We will continue integrating emerging technologies to improve the customer experience and guarantee safe access to financial services anytime, anywhere. 

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