×

Do you want to transform your business?

Explore our solutions
No data was found
All Credit Fronts in One Place
Control every step from origination to settlement with tools that enhance portfolio management.
Ícone

Flexible Product Configuration

Create customized groups and products tailored to different credit types, allowing adjustments to terms, rates, and conditions based on customer profiles or operation types.

Ícone

Tailored Terms for Each Operation

Configure various payment schedules—monthly, bimonthly, quarterly, semiannual, annual, or as a single installment—providing flexibility for operations of all sizes.

Ícone

Diverse Calendars and Indexes

Set rates based on different periods (daily, monthly, annual, 252, 360, 365, or 366 days) and apply multiple correction types: pre-fixed, post-fixed, or multi-indexed. You can also select specific indexes, currencies, or conventions as needed.

Ícone

Adjustable Amortization Models

Support for various amortization models is fully available, ensuring flexibility in the financial structures of contracts.

Ícone

Special Rate Management

Create plans with tiered rates linked to maturity terms or agreements, allowing for greater control over profitability and the conditions offered in specific campaigns.

Ícone

Custom Monetary Adjustments

Configure different types of adjustments — whether based on economic indexes or currencies — with straightforward application, ensuring compliance with regulatory requirements and market standards.

Improved Predictability for Management
Enhance financial management efficiency with comprehensive credit and collection tools.

Flexibility and control to boost your results

Gain autonomy in your institution’s credit management and benefit from Evertec’s flexible technology and smart settings.

More Autonomy in Product Creation

Customize rules, rates, and conditions based on credit types and customer profiles. Gain the flexibility to design products that prioritize both profitability and regulatory compliance.

Flexibility in Terms

Offer tailored conditions with payment periods that range from monthly to annual, including options for single installments. This approach is ideal for catering to diverse audiences and credit strategies.

Fined-Tuned Rate and Calendar Settings

Configure products with complete freedom over interest rates and correction periods. Effectively manage both self-funded and transferred operations.

Choice of Amortization Model

Adjust the financial structure of contracts to align with your commercial strategy or the specific needs of your customers.

Control Over Campaigns and Agreements

Create special rate tiers that are linked to terms and agreements. Enhance competitiveness and improve portfolio management through personalized plans.

Smart Monetary Correction

Apply pre- or post-fixed corrections using indices, currencies, or combined formulas. Ensure that contracts remain updated and compliant with current market standards.

Simplify complexity.

A robust core platform to streamline your financial architecture and accelerate innovation.

No data was found

Leaders trust Evertec

Discover how our solutions have driven transformation and growth for large companies.

Clic Air: Taking off towards efficiency and security in your payments with Evertec

FinanCard launches its new digital wallet linked to a prepaid Mastercard processed by Evertec

Coocique offers its cardholders more secure transactions with the support of Evertec®

Coocique continues its commitment to the digitalization of payments after implementing Zunify from Evertec®

Wholesale Credit
Scalable Credit Operation Management
Custom Solutions for Your Credit Portfolio

Manage CDC, personal loans, and payroll loans while ensuring operational flexibility and regulatory compliance.

Automated Credit Cycle, from Contract to Settlement

Control every step of the operation, including charge calculations, renegotiations, amortization, partial write-offs, cancellations, and contract transfers.

Retail Credit
Contract Management for End Consumers
Administration of Personal Loans and Financing

Manage loans with control over terms, charges, guarantees, and collections.

Integration and Compliance within the Financial Ecosystem

Integrates credit scoring, registrars, regulatory bodies, and accounting systems to ensure the security and traceability of portfolios.

Discover our solutions for your business

Learn how our platforms and services help your institution grow, from digital transformation to regulatory compliance.

This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.