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All Credit Fronts in One Place
Control every step from origination to settlement with tools that enhance portfolio management.
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Flexible Product Configuration

Create customized groups and products tailored to different credit types, allowing adjustments to terms, rates, and conditions based on customer profiles or operation types.

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Tailored Terms for Each Operation

Configure various payment schedules—monthly, bimonthly, quarterly, semiannual, annual, or as a single installment—providing flexibility for operations of all sizes.

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Diverse Calendars and Indexes

Set rates based on different periods (daily, monthly, annual, 252, 360, 365, or 366 days) and apply multiple correction types: pre-fixed, post-fixed, or multi-indexed. You can also select specific indexes, currencies, or conventions as needed.

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Adjustable Amortization Models

Support for various amortization models is fully available, ensuring flexibility in the financial structures of contracts.

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Special Rate Management

Create plans with tiered rates linked to maturity terms or agreements, allowing for greater control over profitability and the conditions offered in specific campaigns.

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Custom Monetary Adjustments

Configure different types of adjustments — whether based on economic indexes or currencies — with straightforward application, ensuring compliance with regulatory requirements and market standards.

Improved Predictability for Management
Enhance financial management efficiency with comprehensive credit and collection tools.
Our products for your business
Assignment/Acquisition of Contracts
Manage the sale or purchase of contracts between institutions, ensuring accounting and financial control of transactions.
BNDES-Funded Operations
Manage BNDES credit lines with full compliance. From contracting to amortization tracking, this module includes automatic transfers, guarantees, and reporting, all integrated with the development of bank systems.
C3 Module
Focused on formalizing and controlling receivables assignment or acquisition contracts, featuring automated records and regulatory compliance.
Direct Consumer Credit (CDC)
Manage financing for goods or services with complete control and flexibility. Whether with or without intermediaries, you can configure rates, terms, participants, and transfers; making it ideal for retail networks and banking correspondents.
Floor plan
Designed for inventory financing, particularly in the automotive sector, this module provides complete control over credit lines offered to resellers, allowing for management of limits, terms, and automatic settlements upon sale.
Leasing
Offer leasing contracts with precise management of terms and residual values. This module supports operations from formalization to buyback or return, with automated accounting and tax records.
Payroll Loans (Public, Private, INSS)
Manage payroll-deductible loans securely across both public and private sectors, including INSS beneficiaries. This solution supports agreements, assignable margins, registration, and automatic transfers.
Revolving Credit
Manage flexible, revolving credit lines with automatic charge calculations, limit control, and debt balance tracking. This is ideal for clients needing recurring working capital with freedom.
Rural Credit
A comprehensive solution for financing in the agricultural sector. Control operations in line with current rural credit policies, providing support for seasonal terms, guarantees, subsidies, and integration with mandatory registries.
Rural Product Note (CPR)
Automatically manage CPR operations, both financial and physical. The solution supports formalization, collateral control, maturity settlement, and integration with registration systems, meeting the requirements of agribusiness.

Flexibility and control to boost your results

Gain autonomy in your institution’s credit management and benefit from Evertec’s flexible technology and smart settings.

More Autonomy in Product Creation

Customize rules, rates, and conditions based on credit types and customer profiles. Gain the flexibility to design products that prioritize both profitability and regulatory compliance.

Flexibility in Terms

Offer tailored conditions with payment periods that range from monthly to annual, including options for single installments. This approach is ideal for catering to diverse audiences and credit strategies.

Fined-Tuned Rate and Calendar Settings

Configure products with complete freedom over interest rates and correction periods. Effectively manage both self-funded and transferred operations.

Choice of Amortization Model

Adjust the financial structure of contracts to align with your commercial strategy or the specific needs of your customers.

Control Over Campaigns and Agreements

Create special rate tiers that are linked to terms and agreements. Enhance competitiveness and improve portfolio management through personalized plans.

Smart Monetary Correction

Apply pre- or post-fixed corrections using indices, currencies, or combined formulas. Ensure that contracts remain updated and compliant with current market standards.

Leaders trust Evertec

Discover how our solutions have driven transformation and growth for large companies.

Coopesanramón Takes a Firm Step Towards Digital Payments by Implementing Evertec®’s Zunify

Grupo Mutual Launches New VISA Infinite Debit Card Processed by Evertec®

Clic Air: Taking off towards efficiency and security in your payments with Evertec

FinanCard launches its new digital wallet linked to a prepaid Mastercard processed by Evertec

Wholesale Credit
Scalable Credit Operation Management
Custom Solutions for Your Credit Portfolio

Manage CDC, personal loans, and payroll loans while ensuring operational flexibility and regulatory compliance.

Automated Credit Cycle, from Contract to Settlement

Control every step of the operation, including charge calculations, renegotiations, amortization, partial write-offs, cancellations, and contract transfers.

Retail Credit
Contract Management for End Consumers
Administration of Personal Loans and Financing

Manage loans with control over terms, charges, guarantees, and collections.

Integration and Compliance within the Financial Ecosystem

Integrates credit scoring, registrars, regulatory bodies, and accounting systems to ensure the security and traceability of portfolios.

Discover our solutions for your business

Learn how our platforms and services help your institution grow, from digital transformation to regulatory compliance.