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Fraud prevention from onboarding to authorization
Full coverage for various fraud risks across the payment ecosystem.
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360° risk analysis

Multidimensional environments where account, card, device, and behavioral data are analyzed in real time, detecting anomalies using AI and configurable dynamic rules.

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Sensitive data tokenization

Real card data is replaced with secure tokens that move through the payment ecosystem without exposing sensitive information, ensuring interoperability and compliance.

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Digital identity verification

User identity is validated in real time by checking email, phone, device, location, and transaction history, supported by trusted external sources.

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Real-time fraud detection

Multiple verification layers run in parallel to analyze behavior, consult external sources, and apply automatic or manual actions based on predefined risk criteria.

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Multifactor authentication (MFA)

Supports methods such as OTP, biometrics, app notifications, and adaptive rules, enabling secure and scalable flows

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Device monitoring

Captures and tracks user behavior on their device in real time, identifying fraud attempts through device recognition and changes in usage patterns.

Complete Protection
Technology to anticipate, detect, and block digital fraud. Rely on modular solutions, real-time detection, and regional coverage to protect every stage of the payment journey.

Proven experience in fraud prevention

Reduce risks, scale efficiently, and optimize decisions with solutions designed for complex transactional environments

Fewer financial losses, smarter decisions

Predictive technology that anticipates fraud and protects margins and revenue.

Security with a seamless digital experience

Smart authentication layers that maintain a smooth digital journey, even in high-risk environments.

Scalability with optimized costs

Cloud-based, serverless platform with efficient configuration ensures large-scale protection with lower operational investment.

24/7 resilience and continuity

Segregated environments, real-time operation, and constant support ensure stability in high-demand scenarios.

Compliance from the start of the transaction

Integration with global protocols and compliance with standards like PCI, AML, and 3DS simplify audits and regulatory processes.

More control for your team

Intuitive interfaces and centralized rule management provide autonomy for strategic adjustments with agility and governance.

Simplify complexity.

A robust core platform to streamline your financial architecture and accelerate innovation.

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The technology behind leading financial institutions

We support complex digital ecosystems with proven fraud prevention, comprehensive protection, and high-performance operations.
220

financial institutions served

23

countries in opperation

15B

events processed annually

Leaders trust Evertec

Discover how our solutions have driven transformation and growth for large companies.

Clic Air: Taking off towards efficiency and security in your payments with Evertec

FinanCard launches its new digital wallet linked to a prepaid Mastercard processed by Evertec

Coocique offers its cardholders more secure transactions with the support of Evertec®

Coocique continues its commitment to the digitalization of payments after implementing Zunify from Evertec®

RiskCenter 360
Risk analysis tailored to your business
RiskCenter 360 goes beyond detection

It simulates rules before going live, integrates multiple external sources, and enables automated decisions based on behavior — all with 24/7 operation.

Tokenization
Protection that evolves with your ecosystem
Replaces sensitive data with interoperable tokens

Even in digital wallets, recurring payments, or quick checkouts. The structure supports automatic updates, event notifications, and direct integration with issuers and brands.

3DS
Instant security, context-based decisions
3DS Server

Centralizes and processes authentication flows with adaptive logic. Allows customization of challenge rules, integration of contextual data (DTI), and real-time connection with issuers.

3DS ACS

Authenticates directly with the issuer using modern methods like push notifications, biometrics, and OTP. Supports decoupled authentication, zero value, and 3RI transactions, with full rule, BIN, and user management from the admin console.

Discover our solutions for your business

Learn how our platforms and services help your institution grow, from digital transformation to regulatory compliance.

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